Check my claim, free Deadline running out

Or message us on Telegram @personalchargeback

Home Improvements 14 weeks

$6,200 kitchen deposit recovered from a $200 card payment

The installer took a deposit, missed three start dates, then dissolved the company. The provider initially refused because only $200 of the $6,200 had gone on the credit card, which…

Total recovered
$6,980 Total recovered
Card payment that triggered liability
$200 Card payment that triggered liability
To reverse the initial refusal
11 days To reverse the initial refusal
Read the engagement
Banking and Payments 27 weeks

$19,400 reimbursed after a bank blamed the customer for an impersonation scam

The bank refused reimbursement for gross negligence. It had not identified that the customer was recently bereaved, had not asked, and its warning did not address the scam that actually…

Total recovered including interest
$22,330 Total recovered including interest
Refusals overturned
2 Refusals overturned
From referral to settlement
19 weeks From referral to settlement
Read the engagement
Subscriptions 5 weeks

$1,730 recovered from a subscription cancelled three years earlier

He cancelled in the app and received no confirmation. Payments continued for thirty-eight months. The bank's own record of a phone call turned out to be stronger evidence than anything…

Recovered including interest
$1,730 Recovered including interest
Payments had been running
38 months Payments had been running
To resolution
5 weeks To resolution
Read the engagement
Travel and Holidays 12 weeks

$8,900 recovered after a tour operator collapsed with the holiday unflown

They had been told to register with the administrators and wait. Registering was right; waiting was not. By the time they called us the window on the deposit was almost…

Recovered in full
$8,900 Recovered in full
From first call to filing
4 days From first call to filing
What the clock actually ran from
Travel date What the clock actually ran from
Read the engagement
Vehicles and Motoring 18 weeks

$11,500 used car rejected and refunded after an undisclosed write-off

The dealer described the car as having no accident history. A check run when he changed insurer showed a recorded structural write-off. A $250 card deposit did the heavy lifting.

Total recovered
$12,020 Total recovered
Card deposit that engaged Section 75
$250 Card deposit that engaged Section 75
Recovery versus the dealer's first offer
12x Recovery versus the dealer's first offer
Read the engagement
Online Shopping 11 weeks

$2,480 refunded on counterfeit goods after the marketplace ruled for the seller

The marketplace closed the case in the seller's favour. The card claim did not depend on the marketplace's opinion, and reached a seller in another jurisdiction that no UK court…

Refunded in full
$2,480 Refunded in full
To resolution
11 weeks To resolution
Card claim of the platform decision
Independent Card claim of the platform decision
Read the engagement
About these accounts. Every case outcome is anonymised. Circumstance, route and timescale are accurate representations of claims patterns we deliver; identifying details are removed or generalised, and figures are rounded. No client is named, and nothing is published without written client approval.
Next step

Find out where you stand, free.

Tell us what happened. We will tell you whether you have a claim, roughly what it is worth, and whether you would be better off going straight to your bank. That advice costs nothing and carries no obligation.

  • A senior consultant scopes the work, not a salesperson.
  • Fixed-price proposal within three working days.
  • We will tell you if you do not need the engagement you asked for.
  • Every engagement runs against signed authorisation and rules of engagement.
Newsletter

Know your rights before you need them

A short monthly email on consumer money rights: what changed, what it means, and the deadlines worth putting in a diary. No sales pitches, and never more than twelve a year.

You are subscribed.

Look out for the next email at the start of the month.